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American National Ins Co
American National Property and Casualty Company Co.
Why American National?
Incentives
The Process
American National Insurance Company
American National Property and Casualty Company
A.M. Best
Ward's Benchmark 50
*
Links to other Internet sites ("hyperlinks") are
included as a convenience for our visitors. American National Insurance
Company and its subsidiaries assume no liability for the content or
presentation of linked sites.
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Ace
Coverage |
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ANPAC®
offers you a choice with ACE coverage...
ACE
provides...
- OEM
Parts Coverage
- No
deduction for depreciation on car repairs
- Vehicle
Replacement for new cars
- Up
to $100 for personal items
| "OEM
Parts Coverage"... |
We
will repair your vehicle with original equipment manufacturer
(OEM) parts, if available, rather than other competitive
replacement parts. |
What
are OEM and CAPA Certified replacement parts?
- Replacement
parts are sheet metal and plastic components such as hoods,
bumpers, fenders, and doors, which account for the majority
of damage in auto accidents.
- Either
an independent manufacturer or the original manufacturer
(OEM) may make these parts.
- Parts
made by an independent manufacturer must meet the safety
standards of CAPA (Certified Automotive Parts Association).
- ANPAC®
uses only CAPA-certified parts that have undergone extensive
quality testing if made by an independent manufacturer.
Why
should I pay extra for the OEM Parts Coverage?
- The
cost of using primarily OEM parts has increased claims costs
nationwide.
- Rather
than increasing physical damage premiums for every car you
own, we prefer to give YOU the choice on which cars YOU
want to purchase OEM coverage, if any.
- Many
people may not feel the need to pay additional premium for
using only new OEM parts. Others may prefer that only OEM
parts be used.
ACE
gives YOU the choice!
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Without
ACE, |
we
repair damage to your vehicle using quality, CAPA-certified
parts or used OEM parts from similar make, model and age
of vehicle. |
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With
ACE, |
we
repair damage to your vehicle using only brand new OEM
parts, if available. |
No
Deduction for Depreciation on Car Repairs
With
ACE we will not deduct the difference between
the value of the new parts, paint, tires, batteries, etc.
used to repair your auto and the depreciated value of the
old parts or paing, as is normally done in loss settlement.
Depreciation
will be taken on the engine and drive train.
Vehicle
Replacement
If damage
to your new car exceeds 25% of the original purchase price
within the first twelve months you won it and before the odometer
reaches 15,000 miles, we will pay the original purchase price
or the cost to replace it with an untitled vehicle of the
same year, model and equipment!
Personal
Items
With
ACE, we will also pay up to $100 for personal
items, such as CD's in the car when a loss occurs.
If you
are interesed in ACE for your vehciles(s), please contact
us today!
This
website contains only a general description of the changes
in coverage and is not a statement of contract. All coverages
are subject to the insuring agreements, exclusions and conditions
of the policy and applciable endorsements.
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Representing
All products, coverages, and options are not available in all states,
and eligibility requirements will apply. Products and services referenced
in this Web site are provided through multiple companies. Each company
has financial responsibility only for its own products and services,
and is not responsible for the products and services provided by
the other companies.
Life insurance and annuities are issued
through American National Insurance Company, Galveston, TX.
Personal and commercial lines insurance is issued by American
National Property And Casualty Company (ANPAC®),
Springfield, MO, its subsidiaries or affiliates, including
American National General Insurance Company, Pacific Property
And Casualty Company (California), American National Lloyds
Insurance Company (Texas), American National County Mutual
Insurance Company (serviced by ANPAC®-Texas),
and ANPAC® Louisiana Insurance
Company (Louisiana). American National Property And Casualty
Company is a subsidiary of American National Insurance Company.
Disability Income products and services are
issued by Illinois Mutual Life Insurance Company, Peoria, IL.
Tax issues that may be discussed are subject
to change, and this is for your information only. Discussion of
such issues does not constitute tax or legal advice. Please consult
your tax advisor, attorney or CPA for guidance on all tax matters.
These brief descriptions of
coverages available are for illustration purposes only, and are
not intended as a statement of contract. For actual terms and conditions
of coverage provided, refer to your insurance policy. For more information
about coverage options and availability, talk to your American National
agent. American National Family of Companies reserves the right
to discontinue programs at any time.
This site may have links to
other sites not maintained by American National Insurance Company,
its subsidiaries or affiliates. Such links do not imply endorsement
or approval of these sites or the content therein by American National,
its subsidiaries or affiliates.
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Corey Insurance Agency
3713 E. Gordon Drive
Sioux City, IA 51106
(800) 383-2046 - toll-free
(712) 234-1000 - phone
(712) 234-0900 - fax
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Life
Insurance
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Auto Insurance
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Homeowners Insurance
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Health
Insurance
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